Net Worth Calculator

This calculator was designed to help you to take a "picture" of your current financial condition. Whereas an income and expense statement shows you your financial picture for a period of time (month, year, etc.), this Net Worth Calculator will show you your financial picture at a single point in time (a specific date). That way, if you compute your Net Worth now, and then again 3 months from now, you will be able to tell whether your financial picture is improving or getting worse.

General Instructions

Starting at the top and working your way down, complete and calculate the totals for each of the six sections. Be sure to click on each section's "Compute..." button before going on to the next section. Once you've computed the entire worksheet, including the Summary Assets & Liabilities, you can then go back and edit your entries. Just be sure to re-compute each section after editing. Once you're comfortable with your Cash Flow Forecast you can then click on the "Create Report" button at the bottom of the worksheet. This will create a condensed report in a new window that you can print-out and compare to your other Net Worth Reports (you may have to press CTRL-P in order to print the report).

Column/Field Explanations

Example Accounts: A listing of the types of assets or liabilities recommended for the current section.

Description: The description you want to appear on the Cash Flow Report.

Market Value (Assets): Enter the current market value (what you could sell the item for, not what you paid for the item) for each line-item.

Amount Owed (Liabilities): Enter the amount it would take to pay off the liability as of today's date. Please note that this is not the same as simply multiply the number of payments by the payment amount, since that would include interest charges that has not yet been incurred.

NOTE: If your browser shuts down while using this calculator it's likely due to your browser running out of memory. Please consult your system users guide for instructions on increasing the amount of memory alloted to your browser application.

Cash Assets
Example Accounts	Asset Description	Market Value
Cash on Hand Checking accounts Savings accounts Money market accounts Money market fund accounts Certificates of deposit U.S. Treasury bills Cash value of life insurance







Instructions Cash Assets Investment Assets Retirement Assets Personal Assets Unsecured Liabilities Secured Liabilites Totals


	Total Cash Assets:

Investment Assets
Example Accounts	Asset Description	Market Value
Stocks Bonds Mutual Fund Investments Partnership Interests Other Investments







Instructions Cash Assets Investment Assets Retirement Assets Personal Assets Unsecured Liabilities Secured Liabilites Totals


	Total Investment Assets:

Retirement Assets
Example Accounts	Asset Description	Market Value
Pension IRA Accounts KEOGH Accounts 401K SEP ESOP







Instructions Cash Assets Investment Assets Retirement Assets Personal Assets Unsecured Liabilities Secured Liabilites Totals


	Total Retirement Assets:

Personal Assets
Example Accounts	Asset Description	Market Value
Principal Residence Second Residence Collectibles Automobiles Home Furnishings Furs & Jewelry Other Assets







Instructions Cash Assets Investment Assets Retirement Assets Personal Assets Unsecured Liabilities Secured Liabilites Totals


	Total Personal Assets:

Unsecured Liabilities
Example Accounts	Liability Description	Amount Owed
Credit Cards Charge Accounts Student Loans Alimony Child Support Tax Liability Other







Instructions Cash Assets Investment Assets Retirement Assets Personal Assets Unsecured Liabilities Secured Liabilites Totals


	Total Unsecured Liabilities:

Secured Liabilities
Example Accounts	Liability Description	Amount Owed
Auto Loans Rec. Vehicle Loans Appliance Loans Home Mortgages Home Equity Loans Other Loans Tax Liability Other







Instructions Cash Assets Investment Assets Retirement Assets Personal Assets Unsecured Liabilities Secured Liabilites Totals


	Total Secured Liabilities:

Summary of Assets & Liabilites
Links	Category	Assets	Liabilities
Instructions Cash Assets Investment Assets Retirement Assets Personal Assets Unsecured Liabilities Secured Liabilities Totals	Cash Assets
	Investment Assets
	Retirement Assets
	Personal Assets
	Unsecured Liabilities
	Secured Liabilities

	Totals
	Net Worth

Attorney Advertising (Included because Chet Greenspan, the President of TaxLand, Inc., is an attorney.)

TaxLand, Inc. has been providing accounting services in the New York (NY), Long Island communities of Nassau County, Queens County, Metropolitan New York Area, Brooklyn, Bronx, Staten Island, Manhattan, Suffolk County, Westchester, Kings County, New Jersey (NJ), Florida (FL) , North Carolina (NC), Virginia (VA), Washington DC (DC), Massachusetts (MA), Pennsylvania (PA), Connecticut (CT), California (CA), Oregon(OR), Ohio (OH), South Carolina (SC), Delaware (DE), Maryland (MD),

Within these states, especially Long Island, New York (NY) we frequently service Addisleigh Park, Albany, Albertson, Alexandria, Allendale, Alpharetta, Amityville, Andover, Ardsley, Arlington, Arverne, Asharoken, Astoria, Atlanta, Atlantic Beach, Babylon, Baldwin, Baldwin Harbor, Baltimore, Bay Shore, Bayshore, Bayside, Bedford, Bedford Hills, Bedminster, Bellerose, Bellmore, Bessemer, Bethpage, Beverly Hills, Binghamton, Blackstone, Blakeslee, Bloomfield, Boca Raton Florida (FL) , Bohemia, Bound Brook, Boynton Beach, Branford, Brentwood, Briarwood, Bridgehampton, Bridgewater, Broad Channel, Bronx, Bronxville, Brookline, Brooklyn, Brookville, Brookville, Calabasas, Caldwell, Cambria Heights, Candor, Carle Place, Carmel Valley, Cedar Grove, Cedarhurst, Centereach, Centerport, Central Islip, Chappaqua, Cherry Hill (NJ), Chicago (IL), Cincinnati (OH), Clifton Park, Cold Spring Harbor, College Point, Columbia, Commack, Copaigue, Coral Springs (FL), Coram, Cornwall, Cortlandt Manor, Cos Cob, Cranbury, Crown Point, Crystal Beach, D' Abadie, Dallas (TX), Danville, Darian, Deer Park, Delray Beach (FL), Deltona, Denver (CO), Derby, Des Moines, Dix Hills, Douglaston, Durham, East Brunswick, East Elmhurst, East Fairfield, East Farmingdale, East Flatbush, East Hills, East Islip, East Meadow, East Northport, East Norwich, East Patchougue, East Rockaway, East Rockaway, East Rutherford, East Williston, Elizabeth, lmhurst, Elmont, Englewood, Essex Falls, Far Hills, Far Rockaway, Farmingdale, Farmingville, Flemington, Floral Park, Floral Park Village, Florham Park, Flushing, Forest Hills, Fort Lauderdale, Fort Lee, Fort Myers (FL), Franklin Lakes, Franklin Square, Frederick, Freehold, Freeport, Fresh Meadows, Ft. Collins, Ft. Myers (FL), Garden City, Garden City Park, Garden City South, Glen Cove, Glen Head, Glen Oaks, Glendale, Glenwood Landing, Golden's Bridge, Great Neck, Greeley, Greenlawn, Greenpoint, Greenport, Greenvale, Greenwich, Hackensack, Hagerstown, Haines City, Hamden, Hampton Bays, Harrison, Hartsdale, Hauppauge, Hayward, Hazlet, Hempstead, Hesperia, Hewlett, Hewlett Harbor, Hicksville, Highland Park, Hillcrest, Hillsdale, Holbrook, Hollis, Holmdel, Holtsville, Horseheads, Howard Beach, Huntington, Huntington Station, Huntington Village, Incline Village, Inwood, Irvington, Isabela, Islamorada, Island Park, Islandia, Islip, Jackson Heights, Jacksonville, Jamaica, Jamaica Estates, Jericho, Jersey City, Jerusalem, Jihlava, Kearney, Kew Gardens, Kilmarnock, Kings Park, Kirkland, Lafayette, Lake Hiawatha, Lake Ronkonkoma, Lake Success, Lakehurst, Lakeville, Land O' Lakes, Larchmont, Laurel Hollow, Laurelton, Lawrenceville, Levittown, Lincoln, Lindenhurst, Little Neck, Locust Valley, London, Long Beach, Long Island City, Long Valley, Longboat Key, Los Angeles (CA), Louisville (KY), Lubbock, Lynbrook, Macon, Madison, Mahopac, Mahwah, Malverne, Mamaroneck, Manchester (NH), Manhasset, Manor Park, Maplewood, Margate, Marlboro, Maspeth, Massapequa, Massapequa Park, Mastic, Mastic Beach, Medford, Melville, Merrick, Mesa, Miami (FL), Miami Lakes, Middle Island, Middle Village, Middletown, Miller Place, Millerton, Mineola, Minneapolis, Minturn, Miramar, Monsey, Monticello, Montville, Morganville, Moriches, Morris Plain, Mountain View, Mt. Kisco, Mount Kisko, Muttontown, N Miami Beach, N. E. Palm Bay, Nesconset, New Canaan, New City, New Hyde Park, New Rochelle, New York, Newark (NJ), Newton, Nipomo, North Babylon, North Bayshore, North Bellmore, North Granby, North Massapequa, North Merrick, North Palm Beach, North Shirley, Northport, Norwalk (CT), Novi, Oak Ridge, Oakland, Ocean, Oceanside, Old Bethpage, Old Bridge, Old Brookville, Old Westbury, Oradell, Orlando (FL), Ormond Beach, Oxon Hill, Oyster Bay, Oyster Bay Cove, Ozone Park, Palm Coast, Park Ridge, Parma, Parsippany, Patchougue, Patchougue, Philadelphia (PA), Pinebrook, Pinellas Park, Plainfield, Plainview, Plandome, Plandome Heights, Plantation, Point Lookout, Point Pleasant, Pomona, Port Chester, Port Chester, Port Jefferson Station, Port Washington, Portland, Portola Valley, Princeton, Queens Village, Raleigh, Ramsey, Rego Park, Remsenburg, Reno (NV), Richmond (VA), Richmond Hill (VA), Ridge, Ridgefield, Ridgewood, Riverdale, Riverside, Robbinsville, Rochdale, Rockaway, Rockaway Park, Rockville Centre, Rocky Point, Rolla, Ronkonkoma, Roosevelt, Rosedale, Roseland, Roslyn, Roslyn Heights, Saddle Brook, Saddle River, Sag Harbor, Saint Albans, San Antonio (TX), San Francisco (CA), Sanderstead, South Croyden, Santa Barbara (CA), Santa Cruz (CA), Santapogue, Sarasota, Sayreville, Sayville, Scarsdale, Scottsdale (AZ), Sea Cliff, Seaford, Searingtown, Seattle (WA), Selden, Selden, Shelter Island, Sherburne, Short Hills, Shrub Oak, Simi Valley, Smithtown, Snellville, Somers, South Bellmore, South Farmingdale, South Hempstead, South Ozone Park, South Pasadena, South Setauket, Southhampton, Southold, Spring, Spring Hill, Spring Valley, Springfield Gardens, St. Albans, Stanhope, State College, Staten Island Sterling, Stewart Manor, Stony Brook, Stroudsburg, Stuart, Suffern, Sunnyside, Swampscott, Syosset, Syracuse, Tallahassee (FL), Tamarac, Tampa (FL), Tarzana, Teaneck, Thousand Oaks, Tuckahoe, Tuxedo Park, Union City, Uniondale, Upper Brookville, Upper Saddle River, Valley Cottage, Valley Stream, Van Nuys, Venice, Vero Beach,Wading River, Wantagh, Warrington, Washington, Weehawkan, West Babylon, West Chester, West Hampton, West Hempstead, West Islip, West New York, West Orange, West Palm Beach, West Sayville, Westbury, Westhampton, Weston, Westport, Wheatley Heights, Whippany, White Plains, Whitestone, Williston Park, Wilmington, Wilton, Winston-Salem, Woodbury, Woodhaven, Woodmere, Woodside, Wyckoff, Yonkers, and Yorktown Heights